Tools Hub
Free calculators, trackers, decision trees, and builders to help you navigate judgment collection and resolution with confidence and clarity.
Calculators
Educational calculators to estimate scenarios, compare options, and plan realistic strategies.
Judgment Interest Calculator
Estimate interest growth over time based on judgment amount, rate, and timeline.
Use Tool →Payment Plan Calculator
Calculate realistic payment plan structures with timelines and monthly amounts.
Use Tool →Lump Sum vs Payment Plan
Compare settlement scenarios side-by-side to understand tradeoffs and outcomes.
Use Tool →Settlement Range Estimator
Educational scenario estimator to frame realistic settlement options.
Use Tool →Affordability Budget Planner
Budget planning tool for stabilization and realistic offer creation.
Use Tool →Trackers & Organizers
Downloadable templates to document communication, organize files, and track progress.
Communication Log
Downloadable log template for documenting all conversations and correspondence.
Use Tool →Document Organizer
Checklist and structure for gathering and organizing key judgment documents.
Use Tool →Collection Ledger
Track balances, payments, interest accrual, and settlement terms over time.
Use Tool →Negotiation Tracker
Track offers, counteroffers, responses, timelines, and documentation status.
Use Tool →Decision Trees
Guided decision frameworks to help you sequence actions and choose the right path forward.
Negotiate Now or Later?
Decision framework to help you sequence your actions and timing strategically.
Use Tool →Lump Sum vs Plan Decision
Guided decision tool to compare settlement types and choose the best path.
Use Tool →Attorney vs DIY
Educational framework for when professional legal help may be warranted.
Use Tool →Bankruptcy Consult Decision
Educational framing for whether to consult a bankruptcy professional.
Use Tool →Builders
Step-by-step guided builders that output downloadable packages and checklists.
Need More Than Tools?
Get complete toolkits with templates, scripts, and step-by-step guides tailored to your situation.